Cookie Policy

1. What Are Cookies?

Cookies are small text files placed on your device (computer, smartphone, tablet) when you visit our website. They help us remember your preferences, improve site functionality, and understand how you use our services. We also use similar technologies such as web beacons, tracking pixels, plug-ins, and device fingerprinting. For simplicity, we refer to all of these as “cookies”.

2. Why We Use Cookies

We use cookies for the following purposes:

Essential Cookies

• Secure login and user authentication
• Remembering form entries or application progress
• Fraud prevention and security monitoring
• Website stability and performance

Without these cookies, our site may not function properly.

Functional Cookies

With your consent, we use functional cookies to make your experience easier, such as:

• Remembering your preferences
• Displaying recently viewed information
• Enabling non-essential features (e.g. videos, chat support, or tools)

Personalisation Cookies

• Showing relevant updates or recommended services
• Providing a consistent experience across visits
• Displaying user-generated or location-based content

Analytics Cookies

These cookies help us understand how visitors use our site so we can improve it. They may track:

• Pages visited and time spent
• Navigation patterns
• Application drop-off points
• General service performance

We may use trusted third-party analytics providers to process this information on our behalf.

Advertising & Marketing Cookies

With your consent, these cookies help us deliver and measure advertising that is relevant to you, both on our site and across third-party platforms (e.g. Google, Facebook, Instagram, TikTok). They may be used to:

• Show personalised adverts based on your browsing behaviour
• Limit the number of times you see an advert
• Measure the effectiveness of marketing campaigns
• Build anonymised user profiles for ad targeting

We may share limited, encrypted data with advertising partners to help us reach users with relevant offers.

3. Consent & Control

When you first visit our website, you will see a banner giving you the option to:

• Accept all cookies
• Reject all non-essential cookies
• Manage your preferences by category

You can change your cookie settings at any time by selecting the “Manage Cookies” link at the bottom of our site. Alternatively, you can control or delete cookies through your browser settings. Please note that disabling some cookies may affect site functionality.

4. Cookie Duration

Session cookies are temporary and expire when you close your browser. Persistent cookies remain on your device for a set period (no longer than 18 months unless strictly required).

5. Managing Cookies in Your Browser

You can disable or remove cookies using your browser settings:

• Google Chrome: Settings > Privacy and Security > Cookies
• Safari: Preferences > Privacy > Manage Website Data
• Mozilla Firefox: Options > Privacy & Security > Cookies and Site Data
• Microsoft Edge/IE: Settings > Privacy > Cookies and Site Permissions

6. Updates to This Policy

We may update this Cookie Policy from time to time. Any changes will be posted here with an updated effective date.